Pradhanmantri Kisan Maandhan Yojana 2022 | Kisan Pension Scheme for Farmer

Pradhanmantri Kisan Maandhan Yojana 2022 is provided by the government of India for all small and marginal farmers of India to run their expenses properly at the time of old age.

Employee people can get the pension every month after the retirement of 60 years but the farmers of our country couldn’t get the benefit of such a pension scheme. retirement This scheme was started by the Central Government on 31st May 2019.

Under this Pradhanmantri Kisan Maandhan Yojana 2022 scheme, a pension of Rs. 3000 per month will be provided to all the small and marginal farmers of our country on the completion of 60 years of gare.

If you are a farmer then you can get benefits of regular pension every month after completing 60 years of age under this scheme. This scheme is also known as Kisan Pension Yojana. Here I am going to provide all the information related to this scheme like Eligibility, Documents, Application Process, etc.

Pradhanmantri Kisan Maandhan Yojana 2022

According to the official website of Pradhanmantri Kisan Maandhan Yojana (https://maandhan.in/), Kisan Pension Scheme is started by the Government of India to provide social security and pension facilities in old to small and marginal farmers.

The age of the beneficiary should be between 18 to 40 years to apply under this Pradhanmantri Kisan Maandhan Yojana. The Government of India will cover 5 crore farmers under this scheme by 2022.

The benefits of this scheme will also be given to those beneficiaries who have cultivable land of 2 hectares or less in their respective state or union territory. Under this scheme, if the beneficiary will die due to any reason then the wife of the beneficiary will get the benefits of Rs. 1500 per month.

Premium of Pradhanmantri Kisan Maandhan Yojana 2022

If you are 18 years old then you have to pay only Rs 55 per month premium under this scheme. At the same time, if you are 40 years old, then you will have to pay a premium amount of Rs 200 monthly under this scheme. At the age of 60, you will start getting the benefit of a pension every month.

Under the Pradhanmantri Kisan Maandhan Yojana 2022 scheme, the amount of pension will be directly transferred to the beneficiary account every month via Direct Benefit Transfer (DBT). The beneficiary should have an active bank account and the same should be linked with Aadhar.

PM Kisan Maandhan Yojana Scheme Details

Scheme NamePradhanmantri Kisan Maandhan Yojana
Started byGovernment of India
BeneficiarySmall and Marginal Farmer
ObjectiveTo provide pension after 60 year
Pension AmountRs, 3000
Application Process Online
Official Websitehttps://maandhan.in/
PM Kisan Mandhan Yojana Launch Date31 May 2019

PM Kishan Maandhan Yojana 2022 Subsidy

Under this scheme, farmers have to pay only 50% of the premium, and the rest of the 50% of the premium will be provided by the central government under subsidy. The application process has begun on 9th August. Those farmers who are interested can apply through the nearest Customer Service Center (CSC). The annual budget of this scheme has been kept at 10774.5 crores.

Who Not Eligible in This Scheme

  • Must not be covered under Social Security Scheme like National Pension Scheme (NPS), Employee State Insurance Corporation (ESIC) Scheme, Employee Provident Fund Organization (EPFO) Scheme, etc.
  • Farmers selected under Pradhan Mantri Shram Yogi Yog Yojana Scheme and Pradhan Mantri Vaya Vandana Yojana Scheme by the Ministry of Labor and Employment.
  • In addition, the following categories of beneficiaries of high economic status will not be eligible for benefits under the scheme.
    • All Institutional landholders.
    • Past and Present holders of Constitutional post.
    • Former and present Ministers / Ministers of State and former/present members of Lok Sabha Members / Rajya Sabha Members / State Legislative Assemblies Members / State Legislative Councils, former and present Mayors of Municipal Corporations, former and present Chairpersons of District Panchayats.
    • All serving or retired officers of Central / State Government Ministries / Offices / Departments and their field units, Central or State PSUs, and attached Offices / Government as well as regular employees (except Multi Tasking Staff / Classes) of Local Bodies and employees. IV/Group D Employees).
    • All persons who had paid income tax in the previous assessment year. (f) Professionals such as doctors, engineers, lawyers, chartered accountants, and architects were registered with professional bodies and carried out the profession by practicing.

PM Kisan Maandhan Yojana Key Features

  • Under this scheme, the Government of India will provide a monthly pension of rs. 3000 to small and marginal farmers after completion of 60 years of age.
  • This scheme is available for all small and marginal farmers who hold cultivable land of 2 hectares or less.
  • Under this scheme, benefits will be provided to 5 crores small and marginal farmers.
  • Under this scheme, the applicant’s age should be between 18 to 40 years, the beneficiaries of 18 to 40 years will have to pay a premium of Rs 55 to Rs 200 every month.
  • Life Insurance Corporation acts as the nodal agency under this scheme.

Benefits When Withdraw from Scheme Before 60 Year

  • If any farmer withdraws from the scheme within a period of less than 10 years from the date of his joining the PM Kisan Maandhan scheme, then only the premium contributed by farmer will be returned to him along with the savings bank rate of interest payable.
  • When any beneficiary exits after the completion of 10 years or more from the date of his joining the PM Kisan Maandhan scheme, but before he attains the age of 60 years, then the amount of his premium shall be directly refunded to the beneficiary account.
  • If an eligible beneficary has made regular contributions through premium and dies due to any reason, his/her spouse shall be entitled to continue with the scheme with the payment of regular premium contributions, as applicable or with accumulated interest as such. Exits by receiving part of the contribution paid by the subscriber as actually received by the Pension Fund or at the savings bank rate of interest, whichever is higher.
  • After the death of the subscriber and her spouse, the corpus will be credited back to the fund.

Documents required for Pradhanmantri Kisan Maandhan Yojana 2022

Pradhan Mantri Maandhan Yojana Online Apply, follow step by step

  • Those small and marginal farmers who are eligible and interested can apply online through the official website. Follow the instruction below to take the benefits.
  • First of all, you have to visit the nearest Customer Service Centre (CSC) along with the relevant documents.
  • Submit all the required documents to the VLE and pay a certain amount to the village level enterpenure.
  • Then the VLE will link Aadhar Card to your application form and fill the bank details and personal details.
  • The monthly payable premium will be auto-calculated according to the age of the subscriber at the time of joining.
  • Enrollment cum Auto Debit Mandate Form will be printed and further signed by the subscriber. Then VLE will scan and upload the same. Then Kisan Pension Account Number will be generated and Kisan Card will be printed.

PM Kisan Maandhan Yojana Monthly Contribution as Per Age

Entry Age (Years) (A)Superannuation Edge (B)Monthly Contribution of Member (Rs.) (C)Monthly Contribution of Central Government (Rs.) (D)Total Monthly Contribution (Rs.) (Total: C+D)
186055.0055.00110.00
196058.0058.00116.00
206061.0061.00122.00
216064.0064.00128.00
226068.0068.00136.00
236072.0072.00144.00
246076.0076.00152.00
256080.0080.00160.00
266085.0085.00170.00
276090.0090.00180.00
286095.0095.00190.00
2960100.00100.00200.00
3060105.00105.00210.00
3160110.00110.00220.00
3260120.00120.00240.00
3360130.00130.00260.00
3460140.00140.00280.00
3560150.00150.00300.00
3660160.00160.00320.00
3760170.00170.00340.00
3860180.00180.00360.00
3960190.00190.00380.00
4060200.00200.00400.00

How to Login Pradhanmantri Kisan Maandhan Yojana

  • Visit the official website of PM Kisan Maandhan Yojana
  • Now the front page user interface will appear on your computer screen.
  • Find the link of Sign in on home page.
Pradhanmantri Kisan Maandhan Yojana
  • There are two option availabe on your computer screen.
    • Self Registration
    • CSC VLE
  • You have to choose the option as per your requirement and click on that.
  • After this a new window will open on your computer screen.
  • On this page you have to enter your mobile number, user name, email id, password, captcha code etc.
  • After this step you have to click on Sign in Option.
  • In this way you will be able to login on the portal.

How to Register as Self Registration

  • First of all, you have to visit the official website of Pradhanmantri Kisan Maandhan Yojana.
  • After visiting the official portal of Maandhan, a login page will open on your computer screen.
  • For login, the applicant has to fill its Mobile Number, Name, Address, email, captcha, etc., and will also have to click on Generate OTP.
  • An OTP will be sent on your mobile number which you will have to fill in the captcha box. Then the application form will be displayed on your computer screen.
  • Fill the all required information in the application form like personal details, bank details, etc., and submit it.
  • After submitting the application form take a printout of it for future reference.

If you have any queries related to Pradhanmantri Kisan Maandhan Yojana, feel free to comment via the comment form below.

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